Getting Really Close

I believe that we have decided on a new Sport 16. There are 2 dealers about 3 hours away, Reliable in Springfield Mo. ans Crain in Little Rock. Now what options or accessories would you buy? I will be adding a weight distribution hitch and stabilizer. Insurance is a little high ( about $112.00 per month ). Good Sam dumps every piece of mail they can on you, and it fills the mail box. Will I need a transmission cooler on my 99 Jeep Cherokee with the in line 6? And Last but not least when I walk in with a duffel bag of cash. What kind of price should I reasonably expect?

Thanks, Ron